Not Sure Where to Start? …

Let Us Lend a Hand!

New to Finance Loans

Not sure what to do when applying for finance? Have you been told that you cannot obtain finance without a credit history? … frustrating isn’t it?.

At You’re Welcome Finance we understand your frustration. We realise that many lenders will not take a chance on younger borrowers. Some lenders will not look favourably at you as a loan applicant if you are under 23 years old or if you have not established a credit file or even if you continue to live at home with family.

We specialise in sourcing finance for exactly your profile and …

We really want to help!

Of course we cannot guarantee loan approval. However if you are:

  • 18 years of age or older
  • can provide proof of income

we want or encourage you to apply and look forward to working with you to secure the finance you need.

Don't be Shy

Apply today and secure that special purchase you’ve been dreaming of.

  • We can assist with any loan purpose. Here’s a few to think about:

    • A new car or motorbike
    • An overseas adventure
    • Household furniture
    • Sporting equipment
    • Study
    • A new computer


Why wait? Complete our simple online application today and …

stop dreaming and start living!

1300 87 9352
Apply Now

I'd like to Calculate

Try out our range of free Online Calculators to help determine how you can best maximise your money to achieve your financial goals. Follow the links below to better plan your individual situation.

* Please note the results from each calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purpose of entering into any legal or financial commitments.

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Applying for a loan with You're Welcome Finance

Please complete the following details and a loans consultant will contact you shortly to discuss your requirements, whether it's an enquiry about a new loan or the progress of your recent loan application.

Our Lender Partners

Approved customers only. Terms, conditions, fees and charges apply. For our "You're Welcome Finance Car Loan" and "You're Welcome Finance Personal Loan" interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Terms for repayment are between 12 – 84 months. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).