Avoid the Stress …

Streamline your debts!

Debt Consolidation Loans

Do you have too many debts? Are the repayments stressing you out?

Debts can add up. You have bought some new furniture taking advantage of the store’s interest-free card for 12 months. In the meantime you have spent up big on your credit card. Now the store card is coming off of the interest-free period and the high interest rate is starting to hurt.


Sound familiar?

Let us help streamline your debts into something more manageable.

Our simple online loan application process will have you back on track sooner than you think!

Why Consolidate

A debt consolidation loan allows you to consolidate all of your loans into one single loan with one monthly loan repayment.

  • This will offer you the following benefits:

    • Allow you to manage your debts and repayments more efficiently
    • Save you money with reduced interest costs or fees or both
    • Help you get debt-free quicker


If you need help getting started, contact us and one of our friendly team will discuss the options that best suit your immediate requirements.

And we’ll do the rest!

1300 87 9352
Apply Now

I'd like to Calculate

Try out our range of free Online Calculators to help determine how you can best maximise your money to achieve your financial goals. Follow the links below to better plan your individual situation.

* Please note the results from each calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purpose of entering into any legal or financial commitments.

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Applying for a loan with You're Welcome Finance

Please complete the following details and a loans consultant will contact you shortly to discuss your requirements, whether it's an enquiry about a new loan or the progress of your recent loan application.

Our Lender Partners

Approved customers only. Terms, conditions, fees and charges apply. For our "You're Welcome Finance Car Loan" and "You're Welcome Finance Personal Loan" interest rates range depending on a number of factors, including the information you provide us and our assessment of your application. All applications are subject to lending and approval criteria. Terms for repayment are between 12 – 84 months. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. EXAMPLE: A secured personal loan of $30,000 borrowed for 5 years with the minimum interest rate of 10.99% p.a. (12.21% p.a. comparison rate), would equate to a total amount payable of $40,233 (including a $250 establishment fee and $13 monthly loan servicing fees).